Tradesman Insurance UK | Tradesman Saver

Services provided by tradesmansaver.co.uk

 

Public Liability Insurance

Tradesman Saver offers Public Liability Insurance, providing essential protection against claims arising from accidental injury to third parties or damage to their property during business operations. This coverage is crucial for tradespeople who interact with clients and the public, as it safeguards against potentially significant financial liabilities. The policy includes a standard £1 million cover, with options to increase the limit to £2 million or £5 million, catering to varying business needs. Additionally, it encompasses financial loss and legal expenses, ensuring comprehensive protection.
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Employers Liability Insurance

Employers Liability Insurance is a legal requirement for businesses with employees, protecting against claims from staff who suffer work-related injuries or illnesses. Tradesman Saver provides this coverage with a standard indemnity limit of £10 million, ensuring businesses are well-protected against substantial claims. This insurance not only complies with legal obligations but also fosters a safer working environment by addressing potential risks associated with employing staff. It's an essential component for businesses aiming to safeguard their workforce and financial stability.
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Professional Indemnity Insurance

Professional Indemnity Insurance protects businesses against claims of negligence, errors, or omissions in the services they provide. This is particularly vital for professionals offering advice or consultancy services. Tradesman Saver's policy covers legal costs and expenses incurred in defending such claims, as well as any compensation payable. This insurance ensures that professionals can operate with confidence, knowing they are protected against potential legal disputes arising from their professional activities.
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Tools and Equipment Insurance

Recognizing the importance of tools and equipment to tradespeople, Tradesman Saver offers Tools and Equipment Insurance to cover the cost of repair or replacement in the event of loss, theft, or damage. This policy ensures minimal disruption to business operations, allowing professionals to continue their work without significant financial setbacks. Coverage can be tailored to include tools kept in vehicles, on-site, or at business premises, providing comprehensive protection for essential equipment.
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Contract Works Insurance

Contract Works Insurance covers ongoing construction projects against risks such as fire, theft, vandalism, and weather damage. This policy is crucial for tradespeople involved in building or renovation projects, as it ensures that work in progress is protected, and any necessary repairs or rebuilds can be funded without financial strain. Tradesman Saver's coverage includes materials, temporary buildings, and equipment used on-site, providing comprehensive protection for construction projects.
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